By the time Cuqui Rivera had to renew her car insurance policy in December 2019, the longtime activist had only heard about some of the reasons she a Hispanic female with a high school diploma may pay more than her white, college-educated neighbors.

Michigan's recent overhaul of its no-fault auto insurance system is gradually saving money for the state's 7.1 million licensed drivers, although its cost-containment mechanisms are making life more precarious for some of the roughly 6,600 people receiving long-term care for the most catastrophic car accident injuries.

Governor Gretchen Whitmer sent a letter to the Michigan Catastrophic Claims Association (MCCA), requesting to return a $5 billion dollar surplus to every Michigan resident with auto insurance through “refund checks.” The association’s surplus has risen from $2.4 billion at the end of 2020 to $5 billion as of June 30.

Citizens United Reciprocal Exchange (CURE) and Guidewire Software, Inc. (NYSE: GWRE) today announced that CURE has successfully implemented Guidewire InsuranceNow and Predictive Analytics to increase business agility and enable faster speed-to-market for state expansions and integration module additions. The company implemented InsuranceNow to its auto line of business in the state of Michigan, and has begun implementation in the states of New Jersey and Pennsylvania.